
1 tablespoon olive oil
1 small onion, diced
3 cloves garlic, minced
2 teaspoons chili powder
1 teaspoon ground cumin
1 teaspoon smoked paprika
Salt and pepper to taste
1 cup cooked rice
1 cup canned black beans, drained
1 cup shredded cheddar or Mexican-blend cheese
4 large flour tortillas